Senior Credit Analyst, C&I

Job Description

Job Title:

Senior Credit Analyst, C&I

Location:

Carmel Valley

What you'll do:

The Sr. Credit Analyst is responsible for spreading, managing, and maintaining financial background information on present and prospective customers. The position includes managing spread assignments, completing covenant testing, and maintaining related records and files. The incumbent is also responsible for the preparation of a variety of credit department reports as assigned.
  • Reviews client financials and generate cash flow reports using the bank's official software using Bank's guidelines.

  • These reports will assist the loan officers to evaluate credit risk in connection with new loan, or renewal/modification requests.

  • Client's financials include tax returns, company prepared or CPA prepared statements. Interface directly with Internal clients (loan officers and assistant relationship officers) to resolve any issues or inquiries regarding the spreads and covenant tests.

  • Facilitates reporting and requests on behalf of the Bank with third parties, e.g., field auditors, etc.

  • Performs other duties as assigned.

What you'll need:

  • Undergraduate degree in business, finance/accounting is required, Experience in related field is considered.

  • 1-2 years' experience as a credit analyst

  • Familiarity with financial statements and ability to analyze business and financial data.

  • Proficient in the use of personal computers and software programs, such as Excel and Word.

  • Familiar with financial analysis tools such as Moody's Risk Analyst or Credit Lens and Paul Buker Tax Analysis a plus.

  • Good communication skills, both verbal and written.

  • Be a self-starter with good interpersonal skills.

Compensation: Hourly range for new hires is generally $36.73 - $45.37 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation


Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email recruiter@westernalliancebank.com or call (602) 797-3662.

 

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